2 beds1,520 sqft$756/sqft
3850 Rio Rd, Unit 42, Carmel, CA 93923
Est: $7,112/moGet pre-approved

Description

With sweeping views of the tranquil Arroyo Carmel lake as its centerpiece, this beautifully remodeled home offers a truly special living experience. Nearly every detail has been thoughtfully updated, from the light-filled open kitchen with upgraded finishes and sleek design elements to the refreshed dining area and elegant ensuite bedrooms. Large windows and outdoor spaces, including 2 decks and a patio, frame the stunning water views and bring the natural beauty indoors. The two spacious ensuite...With sweeping views of the tranquil Arroyo Carmel lake as its centerpiece, this beautifully remodeled home offers a truly special living experience. Nearly every detail has been thoughtfully updated, from the light-filled open kitchen with upgraded finishes and sleek design elements to the refreshed dining area and elegant ensuite bedrooms. Large windows and outdoor spaces, including 2 decks and a patio, frame the stunning water views and bring the natural beauty indoors. The two spacious ensuite bedrooms provide comfort and privacy, while the oversized two-car garage adds convenience. A new Composition shingle roof was installed August 2026. Ideally situated near shops, restaurants, and Carmel-by-the-Sea's renowned beaches, this home perfectly blends modern upgrades with serene, lakeside living.
LISTING UPDATED: 08/24/2026 02:23 PM

Listing Agents

  1. Connie Snowdon

    Connie Snowdon

    Listing Agent

    Sotheby’s International Realty

    DRE #00542946

    P: (831) 920-7023

  2. Pat Ward

    Pat Ward

    Alternative Listing Agent

    Sotheby’s International Realty

    DRE #01279813

    P: (831) 236-2268

    M: (831) 236-2268

Property Details for 3850 Rio Road, Unit 42

Status
MLS #
ML82049596
Days on Compass
74
Pet Policy
Allowed
Taxes
-
HOA Fees
$710 / month
Condo/Co-op Fees
-
Property Type
MLS Type
Condo/Coop/TIC/Loft / Condominium
Year Built
1976
MLS City Name
CARMEL
Building Type
Condo
Complex Name
Arroyo Carmel
Garage Spaces
2
View
Hills, Lake, Mountains, Water
Cross Street
Via Nona Marie

Location

Listing Courtesy of Sotheby’s International Realty, Connie Snowdon, DRE #00542946; Sotheby’s International Realty, Pat Ward, DRE #01279813
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Building Information for 3850 Rio Road, Unit 42

Building/Complex3850 Rio RdFloor-Stories2Residences-Pet PolicyAllowedPet Policy DetailsPets - Cats Permitted, Pets - Dogs Permitted, Pets - Number RestrictionsYear Built1976

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OriginPoint Mortgage or Rocket Mortgage1

$7,112 per month

30 year fixed, 6.55% Interest

Principal and Interest

$5,840

Property Taxes

$562

HOA Dues

$710

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Property Information for 3850 Rio Road, Unit 42

Features
Room Information
  • Additional Rooms: Storage, Utility Room
  • Bathroom: Double Sinks, Half on Ground Floor, Primary - Stall Shower(s), Shower over Tub - 1, Stall Shower, Stone, Updated Bath
  • Bedrooms: Walk-in Closet
  • Dining Room: Dining Area
  • Family Room: No Family Room
  • Kitchen: 220 Volt Outlet, Countertop - Quartz, Dishwasher, Garbage Disposal, Hood Over Range, Ice Maker, Microwave, Oven Range - Gas, Pantry, Refrigerator
  • Number of Full Bathrooms: 2
  • Number of Half Bathrooms: 1
Features
  • Amenities: Walk-in Closet
  • Communications: Cable TV
  • Energy Features: Ceiling Insulation, Double Pane Windows, Low Flow Shower, Low Flow Toilet, Sealed Crawlspace
  • Fireplace: Yes
  • Fireplaces: Gas Log, Living Room
  • Fireplaces Min: 1
  • Flooring: Hardwood, Tile
  • Laundry: Electricity Hookup (220V), Inside, Washer / Dryer
  • Living SqFt: 1520
  • Pool: Yes
  • Pool Type: Community Facility, Pool - Heated, Pool - In Ground, Spa - In Ground, Spa - Jetted, Spa / Hot Tub
Utilities
  • Cooling: None
  • Heating: Central Forced Air - Gas
  • Sewer Septic: Sewer - Public
  • Utilities: Individual Electric Meters, Individual Gas Meters, Natural Gas, Public Utilities
  • Water: Public
Garage
  • Garage and Parking: Common Parking Area, Detached Garage, Guest / Visitor Parking, Parking Area
  • Garage Max: 2
  • Garage Min: 2
Property Details
Homeowners Association
  • Association Fees Include: Cable / Dish, Common Area Electricity, Common Area Gas, Garbage, Insurance - Common Area, Landscaping / Gardening, Maintenance - Common Area, Management Fee, Pool, Spa, or Tennis, Reserves
  • HOA Amenities: Club House, Community Pool, Garden / Greenbelt / Trails, Sauna / Spa / Hot Tub, Tennis Court / Facility
  • HOA Documents: Budget, CC&RS, Financial Statement, Minutes, Rules & Regulations
  • HOA Exists: 1
  • HOA Fee: $710
  • HOA Fee Frequency: Monthly
  • HOA Name: Arroyo Carmel
Property Details
  • Exterior: Double Pane Windows
  • Min Num Of Units in Complex: 92
  • Area Text: Mission
  • Restrictions: Pets - Cats Permitted, Pets - Dogs Permitted, Pets - Number Restrictions
  • Roof: Composition, Shingle
  • Stories: Two Story
  • Subclass: Condominium
  • TIC Agreement: No
  • Year Built Source: Assessor
  • Street Number: 3850
  • Street Name: Rio
  • Street Suffix: Road
  • Unit Number: 42
  • Area ID: 146
Lot / Property Details
Building Information
  • Number Of Stories: 2
  • Structure SqFt: 1520
  • Structure SqFt Source: Assessor
  • Age: 50
Development Information
  • Construction Type: Wood Frame
  • Ownership Type: Planned Unit Development
  • Zoning Detail: R1
Location Information
  • City Limits: Yes
  • Incorporated: No
  • Parcel Number: 015-531-042-000
  • County Name: Monterey
  • City Name: CARMEL
  • City Postal ID: 9
  • Postal Code: 93923
  • Elementary School District: 432
  • High School District Text: Carmel Unified
Lot Information
  • Fencing: Fenced Front, Wood
  • Foundation: Concrete Perimeter
  • Horse Property: No
  • Lot Description: Pond On Site
  • Lot Size Source: Assessor
  • Yard Grounds: Balcony / Patio, Deck, Drought Tolerant Plants, Low Maintenance, Sprinklers - Lawn

Property History for 3850 Rio Road, Unit 42

DateEvent & SourcePriceAppreciation
Aug 24, 2026

Price Change

EBRD #ML82049596

$1,149,000
Aug 24, 2026

Price Change

MLSListings #ML82049596

$1,149,000
Jun 28, 2026

Listed (Active)

EBRD #ML82049596

$1,199,000
DateEvent & SourcePrice
08/24/2026

Price Change

EBRD #ML82049596

$1,149,000
08/24/2026

Price Change

MLSListings #ML82049596

$1,149,000
06/28/2026

Listed (Active)

EBRD #ML82049596

$1,199,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3850 Rio Road, Unit 42

Taxable ValueLand$246,629Additions$313,892Total$560,521
Tax Record2025$6,747 ($562 / month)
Home Facts
Beds2Baths2.5Total Finished SqFt1,520 SqFtAbove Grade Finished SqFt1,520 SqFtStories2Lot Size861 SqFtStyleCondominiumYear Built1976Year Renovated1976CountyMONTEREYAPN015-531-042-000

Schools near 3850 Rio Road, Unit 42

This home is within Carmel Unified School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
Carmel River Elementary School
PublicK to 5

Carmel Middle School
Public6 to 8

Carmel Valley High School
Public9 to 12

Carmel High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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3850 Rio Road, Unit 42 is a condo for sale in Carmel, CA 93923. This property was listed for sale on June 3, 2026 by Sotheby’s International Realty, it's currently listed at $1,149,000. It has been on the market for a total of 74 days and was last sold on May 21, 2021. This listing's school district is Carmel Unified School District. Nearby schools include Carmel River Elementary School, Carmel Middle School and Carmel Valley High School. 3850 Rio Road, Unit 42 is a 2-bed, 3-bath, 1,520 sqft condo built in 1976.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Sotheby’s International Realty, Connie Snowdon, DRE #00542946; Sotheby’s International Realty, Pat Ward, DRE #01279813

Based on information from one of the following Multiple Listing Services: San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.